As we all should know by now, Fannie and Freddie (GSE) HAFA guidelines were released on June 1st, 2010 and the program launched on August 1st. I haven't personally done a GSE HAFA short sale yet but I have made myself very familiar with the 22 pages of guidelines. There are many distinguishing qualities when compared to the Treasury's version of HAFA, but one has jumped off the page and smacked me in the face. Freddie Mac's HAFA states: Servicers … Read More
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